Earn

Manage

Spend

Other

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XBNK
Business.

Scalable financial solutions designed to turn your vision into innovative products. Put your company's digital assets to work with XBNK.

XBNK Business is coming soon.

Register your interest

Why businesses are turning to digital assets

More companies now hold stablecoins and crypto, whether they get paid in digital assets, pay suppliers and contractors abroad, or keep part of their treasury on-chain. Managing these assets across several wallets and exchanges takes time, adds risk and makes reporting harder.

XBNK Business is being built to bring that work into one place, with the same simple experience and clear pricing as the XBNK app.

What XBNK Business is designed to offer

Digital asset treasury

Hold and manage your company's stablecoins and crypto in one business account, with a clear view of balances across assets.

Earn on idle balances

Put unused stablecoin and crypto balances to work with flexible or fixed earning options. Rates are variable and not guaranteed.

Exchange at scale

Move between supported digital assets quickly when your business needs liquidity in a different currency.

Who XBNK Business is for

  • Crypto-native companies that earn, hold or pay in digital assets.
  • Companies with international teams or suppliers that want faster cross-border payments with stablecoins.
  • Businesses with idle cash in stablecoins that want it to earn a return.

Common use cases

Planned XBNK Business use cases: getting paid in stablecoins, cross-border payments, managing a crypto treasury and earning on idle balances. Coming soon.

Getting paid in stablecoins

Companies that sell to international or crypto-native customers can accept stablecoins such as USDC and USDT and keep them in one business account, ready to use or earn on.

Paying international suppliers and contractors

Stablecoins can move across borders quickly, at any time of day. Businesses with teams or suppliers abroad can pay them without waiting for traditional bank cut-off times.

Managing a crypto treasury

Companies holding BTC, ETH or stablecoins on their balance sheet need a clear view of balances, secure custody and simple reporting. XBNK Business is designed to bring all of this into one dashboard.

Making idle cash work

Stablecoin balances that sit unused for weeks or months can earn a variable return with flexible or fixed options.

Stablecoins for business, explained

Stablecoins are digital tokens designed to keep a stable value, usually linked to the US dollar. For businesses they can offer:

  • Speed. Transfers can settle in minutes rather than days.
  • Availability. Stablecoin networks work 24/7, including weekends and holidays.
  • Global reach. Send and receive value across borders through one network.
  • Transparency. Every transaction is recorded on a public blockchain.

Stablecoins also come with risks. Their value is not guaranteed, and rules for digital assets differ from country to country. Companies should take their own legal, tax and accounting advice.

XBNK Corporate and XBNK Private

XBNK Business covers two tailored services, both coming soon:

  • XBNK Corporate: digital asset treasury tools for businesses.
  • XBNK Private: tailored digital wealth for individual clients, with a dedicated relationship manager and personal support.

Built on the same foundations as XBNK

The same platform already powers the XBNK app for personal users. Follow live prices for supported assets on XBNK Markets.

  • Security first. Identity verification, fraud prevention and continuous monitoring. Business accounts will also require company verification (KYB).
  • Licensed partners. Custody, card and payment services are provided by licensed partners under their own terms. See our company and partners.
  • Clear pricing. No hidden fees, with a transparent fee schedule.
  • One platform. Earn, exchange and spend in one place.

XBNK is a technology company, not a bank. Funds are not insured by XBNK. Availability depends on your company's country of registration.

How to get early access

  1. 1Register your interest. Tell us about your company and what you need through the contact form.
  2. 2Talk to our team. We'll contact you to understand your requirements.
  3. 3Onboard when we launch. Complete business verification (KYB) and set up your account and team.

What to prepare

To get started quickly at launch, it helps to have:

  • company registration documents
  • details of directors and ultimate beneficial owners
  • proof of the company's registered address
  • a short description of how your company plans to use digital assets

Business FAQ

XBNK Business is coming soon. Register your interest and our team will contact you when it is available in your country.

Like all regulated financial services, business accounts will need company verification (KYB). This usually includes company registration documents, details of directors and beneficial owners, and proof of address.

Earning on business balances is part of the planned XBNK Business offer. Rates will be variable and not guaranteed.

Availability will depend on where your company is registered. Register your interest and we'll confirm availability for your company.

No. XBNK is a technology company, not a bank. Custody, card and payment services are provided by licensed partners under their own terms.

Register your interest through the contact form and choose "Business Inquiry". Our team will get in touch.

Put your digital assets to work with XBNK.

Be among the first companies to use XBNK Business.

Register your interest

Get XBNK now.Available on App Store and Google Play

QR code linking to the XBNK app download